Budget Envelopes2.6 - App Store

Budget Planner & Expense Tracker with Envelope Budgeting

Take control of your money with a simple, powerful budget planner and expense tracker built on the proven envelope budgeting system.

Track every dollar, stop overspending, and finally feel in control of your finances.

# WHY IT WORKS
Envelope budgeting gives every dollar a job.
When a category runs out, you stop spending - it’s that simple.
. Stop overspending
. Build better money habits
. Stay on budget every month
. Reach your financial goals faster

# KEY FEATURES
### All-in-One Money Manager
. Track income, expenses, and savings
. See your full financial picture instantly
. Real-time budget tracking

### Envelope Budgeting System
. Create unlimited categories (envelopes)
. Set monthly budgets
. Track remaining balance live
. Stay within your limits

### Fast Expense Tracking
. Log expenses in seconds
. Add notes and details
. Search and filter transactions

### Reports & Insights
. Spending breakdown by category
. Income vs expense tracking
. Monthly trends and charts

### Built for Real Life
. Multiple income sources
. Flexible budgets
. Works for individuals & families

## PRIVATE BY DESIGN

Your financial data stays yours.
. No ads
. No tracking
. No accounts
. Data stored in your iCloud
. Works offline

Not sold. Not shared. Not mined.
## WHO IT’S FOR
. People tired of overspending
. Families managing household budgets
. Anyone who wants a simple budget planner
. Fans of envelope budgeting / cash system
. Users who value privacy
## WHY CHOOSE BUDGET ENVELOPES
Unlike complex finance apps, this is a simple, focused money tracker that actually helps you stick to a budget.
No clutter. No confusion. Just results.
## GET STARTED IN MINUTES
1. Add income
2. Create envelopes
3. Track spending
4. Stay on budget
## Start your journey to financial control today

Download now and take the first step toward a better financial future.

** Your Privacy Matters

. No Third party Ads - ever
. No Tracking - zero analytics SDKs
. Your data stays in your iCloud
. Not sold. Not shared. Not mined.
. Works offline by design

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy : https://www​.mobileinnov​.com​/​Privacy​Policy​.html

Built using latest Apple technologies

**SUPPORT & FEEDBACK**

We're committed to helping you achieve your financial goals. Questions or suggestions? We'd love to hear from you!

Download Budget Envelopes today and take the first step toward financial freedom. Your future self will thank you!

Version History Made for bigger screens
Budget Envelopes now fits whatever screen you're using: iPhone Duo folded or unfolded, iPad, Split View, and Stage Manager. Resize the window and the layout follows along.

• Envelopes side by side. On a wide screen, your envelope list stays on the left and the envelope you picked opens beside it. You can check balances and transactions without going back and forth.
• Cards that fill the space. Dashboard, Envelopes, Income and Reports spread their cards into columns when there's room, and go back to one column when the screen is narrow.
• Easier to read. Lists and settings stay at a comfortable width on large displays, so a label and its amount don't end up far apart.
• Your place is kept. Fold, unfold or resize, and each tab stays exactly where you left it.
• A sidebar on iPad. Tabs can now become a sidebar on iPad, and switch back to a tab bar whenever you like.

With larger text sizes, layouts go back to a single column, so everything stays readable.

Thanks for budgeting with us! If Budget Envelopes helps your family, a rating or review means a lot. 2.6 1d ago • Ask Siri about your savings goals and account balances, or
say "Open Groceries" to jump straight to an envelope.
• Envelopes, goals and accounts now show up in Spotlight search.
• New Shortcuts actions for finding envelopes that are over
budget, goals near their target, or accounts running low.
• Point your camera at a store to get the matching envelope
(iOS 26, Apple Intelligence devices).
• The Budget Assistant now suggests follow-up questions based on your own envelopes.
• Big accessibility pass: full Dynamic Type support, stronger color contrast, VoiceOver labels everywhere, spoken chart summaries, and Reduce Motion support.
• Bug fixes and refinements. 2.5 Sep 22 Our biggest update yet:
• Scan receipts and attach them to transactions — we read the total, merchant, and date for you
• Split one purchase across multiple envelopes
• Reconcile transactions against your bank statement
• Safe to Spend: what's really left after upcoming bills, plus a cash flow calendar
• Envelope history: compare each cycle to the last
• Siri, Shortcuts, Spotlight, and Control Center support
• Lock Screen Live Activity for any envelope
• Families: approve member transactions, per-member spending and allowances, catch-all paycheck routing
• Customizable dashboard, swipe actions, spending pace markers, and plenty of polish

Thanks for budgeting with us — a rating or review helps a lot! 2.4.0 Sep 18 New currencies — now with Philippine Peso (₱)!
We've added 29 more currencies so you can budget in the one you actually use. Alongside the Philippine Peso, you'll find Indonesian Rupiah, Malaysian Ringgit, Vietnamese Dong, Hong Kong Dollar, UAE Dirham, Nigerian Naira, and many more across Asia, the Middle East, Africa, Europe, and Latin America. Just head to Settings → Currency to pick yours.

A cleaner, easier-to-read design
We gave the Dashboard, Envelopes, and Income screens a fresh polish:
• Your amounts now line up in tidy columns, so they're easier to scan at a glance
• Refined colors and spacing for calmer, clearer screens
• Sharper cards in Dark Mode

Thank you for all your feedback, keep it coming! If you're enjoying Budget Envelopes, a quick rating really helps our small team. 2.3.9 Aug 22 - A bigger, smarter, more accessible Budget Envelopes
This release is the biggest update in the app's history. New on-device Apple Intelligence in the places it matters, a completely redesigned AI chat, and a top-to-bottom rebuild for accessibility and readability.

- Quick Capture with Apple Intelligence
Tap the sparkle in Quick Add and just describe a transaction the way you'd say it out loud — "Spent $42 at Shell yesterday" or "Got $200 birthday gift" — and we'll fill in the amount, payee, envelope, and date for you to review before saving. All on-device. Nothing leaves your iPhone.

- Scan a receipt
Snap a photo and we pull the merchant, date, and total straight from the image. Privacy-safe — the OCR runs entirely on your iPhone using Apple's Vision framework.

Smart envelope suggestions
As you type a payee, we quietly suggest the best envelope with a confidence score. Tap to accept. We stay out of your way when we're not sure.

Weekly insights
A new dashboard card summarizes the week — what you spent, what changed from last week, which envelope ran hottest, one practical suggestion for next week.

- Universal search
A single search field across transactions, envelopes, payees, and savings goals. Reach it from the dashboard toolbar.

- Undo for deletes
Accidentally swiped a transaction? Tap Undo in the toast — we put it back, envelope balance and all.

- Cover overdrafts in one tap
When an envelope goes negative, the detail screen offers a one-tap cover from your largest-surplus envelope.

- Per-envelope rollover, made visible
The detail screen and envelope list now show exactly which carry-over rule is active — Roll Over, Cap At, or Zero Out.

- New widget: Upcoming Bills
Add it to your home or lock screen for a glanceable view of what's due in the next seven days.

- Redesigned AI Budget Assistant
We rebuilt the chat to feel like talking in Messages — blue bubbles for you, gray bubbles for the assistant, animated typing indicator, clean composer with voice input.

- Bigger, more readable, more accessible
Every screen has been rebuilt for Apple's accessibility guidelines: full Dynamic Type support all the way through the accessibility text sizes, monospaced digits in every transaction list so columns line up, full Dark Mode polish, Reduce Transparency support, WCAG AA contrast on every color chip, and VoiceOver labels throughout. The app is now noticeably easier to read for everyone — and dramatically better for users who rely on assistive technology.

- Polish
• Envelope cards animate when balances change, with a subtle haptic
• Faster dashboard refresh on accounts with many transactions
• Improved widget data accuracy

Thanks for budgeting with us. If this update makes the app better for you, a quick review on the App Store really helps us out. 2.3.8 Jun 10 Savings Goals - Major Upgrade

We completely redesigned Savings Goals based on your feedback! Here's everything new:

• Cover Photos & Vision Board — Add a cover photo to any goal and create a vision board with up to 10 inspiration photos to keep you motivated
• Auto-Contribute — Set automatic savings on a daily, weekly, bi-weekly, or monthly schedule. Contributions are added when you open the app
• Reminders — Get notified when it's time to save with customizable reminder frequency and time
• Milestone Celebrations — Hit 25%, 50%, 75%, or 100% and get a celebratory animation with haptic feedback
• Savings Schedule — See exactly how much to save daily, weekly, bi-weekly, or monthly to reach your goal on time
• Contribution Streaks — Track your saving consistency with weekly streak badges
• Pin Goals — Swipe right to pin your most important goals to the top
• Emoji Picker — Personalize each goal with a custom emoji
• Redesigned Goal Detail — New hero section with progress ring, stat chips, contribution history with member avatars, and a sticky "Add Contribution" button that's always visible
• Better Navigation — Added Done button so you can always get back from savings goals

Bug Fixes & Improvements
• Fixed issue where savings goals appeared to disappear for some users
• Fixed AI Chat markdown rendering
• Fixed income deletion issues
• Improved CloudKit sync stability 2.3.7 May 11 Smarter Family Sync
• Sync now works seamlessly with spotty internet — changes are saved locally and automatically pushed when you're back online
• Faster sync for large budgets — savings goals, debts, and split rules are now batched instead of sent one at a time
• The app no longer attempts unnecessary network calls when offline, saving battery life
• Clear status messages tell you when you're offline and when your data was last synced

Improved Reliability
• Fixed a rare crash that could occur when a family member deleted shared data while you were viewing it
• Dashboard, envelopes, income, reports, and other screens now gracefully handle remote changes during sync
• Better conflict handling prevents sync loops when two family members edit at the same time
• Failed sync operations are automatically retried when your connection is restored

AI Chat Improvements
• AI responses now display with proper formatting — headings, bold text, and bullet points render correctly instead of showing raw markdown

Income Management
• You can now swipe left on posted income entries to delete or edit them
Bug Fixes & Polish
• Fixed an issue where leaving a family while offline could incorrectly clear your data
• Improved error messages for iCloud and network issues with clear guidance on how to resolve them
• Dashboard refreshes efficiently after sync updates instead of reloading everything 2.3.6 Apr 29 Debt Free App Integration
Seamlessly connect with our companion app, Debt Free, to see your debt payoff progress right on your Budget Envelopes dashboard. Track balances, payments, and progress across both apps with iCloud sync.

Multi-Currency Support
Your preferred currency now applies everywhere — dashboard, envelopes, debts, goals, accounts, and reports. Set it once in Settings, see it everywhere.

Improved Readability
Enhanced text contrast, font sizes, and visual hierarchy across the app for a cleaner, easier-to-read experience.

Dashboard Polish
Refreshed spending charts, bolder category labels, and a streamlined layout for budget summaries and recent transactions.

Bug Fixes
• Fixed Priority Support email formatting
• Improved Premium features screen layout
• General stability and performance improvements 2.3.5 Apr 21 New Premium Tab
Access all premium features from a dedicated tab — no more hunting through menus. Explore AI insights, spending alerts, family sharing, and more in one place.

Faster Onboarding
Get started in under a minute. Pick a budget template, set your income, and you're ready to go — no complicated setup steps.

8 New Budget Templates
Choose from Newlyweds, New Parents, College Student, Single Parent, Holiday Season, Back to School, Save for a House, and Debt-Free Living. Free users get 5 templates to start.

Redesigned Screens
Refreshed Dashboard, Envelopes, Income, and Reports views for a cleaner, easier-to-use experience.

Other Improvements
• Pro Yearly plan now shown first with Best Value pricing
• Settings accessible via gear icon on Dashboard
• Getting Started guide available from the help button
• Bug fixes and performance improvements 2.3.4 Apr 20 • Improved stability of the Dashboard, Envelopes, and Recent Transactions views during data change
• Fixed a crash in the spending chart when all envelopes are removed 2.3.3 Apr 19 - optimized layouts on iPad
- minor bug fixes and enhancements 2.3.2 Mar 29 - Added premium link in dashboard for subscribed users
- Added support email in Settings
- Added options to manage and restore subscription
- Other miinor bug fixes and engancements 2.3.1 Mar 20 PRO UPGRADE NOW AVAILABLE

Unlock powerful premium features to take your budget to the next level

ADVANCED REPORTS AND INSIGHTS
- Visual spending trends with interactive charts
- Category breakdowns and comparisons
- Monthly and yearly financial summaries
- Export reports to PDF and CSV

BANK ACCOUNT INTEGRATION
- Connect unlimited bank accounts
- Automatic transaction imports
- Real time balance syncing
- Multi account management

SMART BUDGETING TOOLS
- Recurring transaction automation
- Custom transaction rules
- Advanced envelope categorization
- Budget rollover and forecasting

FAMILY SHARING
- Share budgets with family members
- Collaborative envelope management
- Individual spending tracking
- Secure multi user access

PREMIUM CUSTOMIZATION
- Custom categories and icons
- Personalized budget themes
- Advanced sorting and filters
- Priority customer support

CLOUD SYNC AND BACKUP
- Automatic iCloud backup
- Sync across all your devices
- Secure encrypted storage
- Never lose your data
Bug fixes and performance improvements 2.3 Mar 19 - Enhanced Income and Envelopes screens for better readability on all devices
- Fixed Help navigation, Settings labels, and UI refinements 2.2 Mar 4 Readability Improvements
• Significantly larger text throughout Income and Envelopes screens
• 25-50% bigger fonts for amounts, percentages, and labels
• Better contrast and bolder text for easier reading
• Improved spacing for a cleaner, less cramped interface

iCloud Sync
• "Refresh Status" and "Force Sync Now" buttons are fully functional
• Live progress indicators show exactly what's happening
• Real CloudKit sync with visual feedback and success confirmation

Bug Fixes
• Fixed income transaction filtering
• Improved database query performance
• Enhanced app stability 2.1 Mar 4 2.0 Mar 3